A home or property is a big investment that requires a solid, long-term financial game plan. So, if things get tough, it may be tempting to consider offers or ideas that sound like they could save you a lot of money. Our advice is to beware of any deal that sounds too good to be true. According to this article from Deborah Kearns, writing for the Philadelphia Inquirer, one example is loan flipping, where you are encouraged to refinance your mortgage multiple times. Another is offers of foreclosure relief by an individual or institution claiming they can help you save your home or reduce mortgage payments through a large, upfront fee. Renters can be scam targets too, typically through ads requesting upfront payments for deposits before a home or apartment is shown. Your best bet when facing issues related to real estate is to work with a lender or real estate professional you know and trust – someone like Vanguard Realty Associates. We will do our best to help you or to guide you in finding the assistance you may need.