Mortgage

Is Your Credit Score Ready for Home Buying?

If you’re thinking of buying a home, this spring or anytime, it’s a good idea to know your credit score. That’s because a good score is essential when it comes to securing a mortgage. In fact, if your score is below 600, you may not qualify. This helpful article by…Read More

Filed under Mortgage on May 23,2017 | Tagged in: credit scores, mortage rates, mortgage

Cold Weather is a Hot Time to Buy a Home!

Sue Leonard Photography—Shutterstock Spring is traditionally the busiest time of year for buying and selling real estate. But, according to Sara Max, writing for Money.com, if you want to get the best deal and avoid a bidding war, the cold weather months are a great time to search for and…Read More

Filed under Buying a home, Home Buyers, Homeowners, Mortgage on Jan 11,2017 | Tagged in: 2017 homebuyers, buying a home, mortgage rates 2017

Own a Home, Lower Your Taxes

It’s tax time – everybody’s favorite season! OK, that’s a stretch. But, if you own a home, there are tax deductions and tax reduction strategies that can make you feel a bit better. Have mortgage insurance? You can deduct it. Interest paid? Deduction! Property tax? Cha-ching! For more info on…Read More

Filed under Homeowners, Mortgage, Taxes on Feb 17,2016 | Tagged in: home tax deductions, Home Taxes & Financing, Houselogic.com, mortgage, mortgage insurance, tax deductions, taxes, Taxes & Incentives

Credit Scores and Mortgages: What You Need to Know

The holiday gift-buying binge is over and the credit card bills are coming in. If you’re thinking of applying for a mortgage this year, be sure to pay your bills on time. That’s because your credit score can affect the mortgage rate you may qualify for, or prevent you from…Read More

Filed under Mortgage on Feb 11,2016 | Tagged in: bankrate.com, credit scores, financials, fixed rate mortgages, mortage lending, mortage loans, mortgages, real estate finance

Mortgage Madness

What do buying a home in April and college basketball have in common? You’ll be following a bouncing ball on the courts and you’ll need to decide if you want a bouncing mortgage rate (an ARM), or a slam dunk (fixed rate). Both offer advantages, and a number of choices.…Read More

Filed under Home Buyers, Mortgage on Apr 01,2015 | Tagged in: Adjustable Rate Mortgage, ARM, fixed rate mortgage, fixed rate mortgages, mortgage

Home Buying Homework

Thinking about buying a home? There’s a lot to know, and the better educated you are, the better able you’ll be to make smart decisions. It all comes down to doing your homework. The U.S. Department of Housing and Urban Development (HUD) makes it a little easier with a comprehensive…Read More

Filed under Buying a home, Home Buyers, Home Tips, Homeowners, Mortgage, Renting on Feb 13,2015 | Tagged in: Department of Housing, Urban Development

Calculate ALL the Costs When Buying a Home

We’ve all done it. We see a home that matches all of our “have to haves.” We go to an online mortgage calculator and figure out if we can afford it. A number appears and our smiles broaden. It’s doable! But, not so fast. There are additional costs that won’t…Read More

Filed under Mortgage on Sep 08,2014 | Tagged in: online mortgage calculator, realtor.com

Say What? – Mortage homebuyer’s dictionary

If you think ARM, GPM and FHA are text message abbreviations, you may not be ready for the home buying or selling experience. They’re actually acronyms for terms you’ll come across as you move through the process of getting a mortgage, purchasing a home or putting your home up for…Read More

Filed under Home Buyers, Mortgage on Aug 11,2014 | Tagged in: ARM, FHA, GPM, homebuyer’s dictionary, National Association of Home Builders

How Much House Can You Afford?

You’re in the market for a new home. You’re smart and follow the housing news. You see that banks are writing loans with as little as 5% down, and that home prices and mortgage rates are starting to inch up. Your emotions tell you that NOW is the time to…Read More

Filed under Home Buyers, Mortgage on Jul 07,2014 | Tagged in: interest.com, Mortgage rates

Mortgage Rates are Low – Time to GO!

Mortgage interest rates are still incredibly low, making now a smart time to go for that bigger, better or newer home you’ve been dreaming about! When it comes to how much home you can afford, the interest rate, the mortgage term and other factors will need to be considered. A…Read More

Filed under Mortgage on Jun 02,2014 | Tagged in: Home Affordability Calculator, mortgage, Mortgage rates, Mortgage Term Comparison calculator, National Association of Realtors

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