Mortgage

Mortgages: Don’t Wait for a Better Rate

Mortgage rates are always changing – and even a small change can make a big difference in how much you’ll pay monthly, and over the life of your mortgage. So far in 2018, rates have been about as predicted, meaning that they are now hovering in the mid-4% range. It’s…Read More

Filed under Mortgage on Apr 17,2018 | Tagged in: mortgage, Mortgage rates

Why Do I Need a Title Company?

When you look at home, you see only what’s on the surface. What you can’t see is what lies beneath — the history of the home, liens that may have been placed on the home, unpaid taxes or other problems that could jeopardize your financial investment. If you were to…Read More

Filed under Home Buyers, Mortgage on Mar 14,2018 | Tagged in: real estate finance, title company

Are You Mortgage Ready?

First time home buyer? The first month of the year is the perfect time to resolve to be mortgage ready. There’s a lot to know about applying and qualifying for a mortgage, about types of loans, interest rates and settlement costs. You’ll also want to understand your options in lenders,…Read More

Filed under Buying a home, Mortgage on Jan 10,2018 | Tagged in: first time home buyers, first time homebuyer, first time homebuyers Montgomery County, first-time homebuyers

Is Your Credit Score Ready for Home Buying?

If you’re thinking of buying a home, this spring or anytime, it’s a good idea to know your credit score. That’s because a good score is essential when it comes to securing a mortgage. In fact, if your score is below 600, you may not qualify. This helpful article by…Read More

Filed under Mortgage on May 23,2017 | Tagged in: credit scores, mortage rates, mortgage

Cold Weather is a Hot Time to Buy a Home!

Sue Leonard Photography—Shutterstock Spring is traditionally the busiest time of year for buying and selling real estate. But, according to Sara Max, writing for Money.com, if you want to get the best deal and avoid a bidding war, the cold weather months are a great time to search for and…Read More

Filed under Buying a home, Home Buyers, Homeowners, Mortgage on Jan 11,2017 | Tagged in: 2017 homebuyers, buying a home, mortgage rates 2017

Own a Home, Lower Your Taxes

It’s tax time – everybody’s favorite season! OK, that’s a stretch. But, if you own a home, there are tax deductions and tax reduction strategies that can make you feel a bit better. Have mortgage insurance? You can deduct it. Interest paid? Deduction! Property tax? Cha-ching! For more info on…Read More

Filed under Homeowners, Mortgage, Taxes on Feb 17,2016 | Tagged in: home tax deductions, Home Taxes & Financing, Houselogic.com, mortgage, mortgage insurance, tax deductions, taxes, Taxes & Incentives

Credit Scores and Mortgages: What You Need to Know

The holiday gift-buying binge is over and the credit card bills are coming in. If you’re thinking of applying for a mortgage this year, be sure to pay your bills on time. That’s because your credit score can affect the mortgage rate you may qualify for, or prevent you from…Read More

Filed under Mortgage on Feb 11,2016 | Tagged in: bankrate.com, credit scores, financials, fixed rate mortgages, mortage lending, mortage loans, mortgages, real estate finance

Mortgage Madness

What do buying a home in April and college basketball have in common? You’ll be following a bouncing ball on the courts and you’ll need to decide if you want a bouncing mortgage rate (an ARM), or a slam dunk (fixed rate). Both offer advantages, and a number of choices.…Read More

Filed under Home Buyers, Mortgage on Apr 01,2015 | Tagged in: Adjustable Rate Mortgage, ARM, fixed rate mortgage, fixed rate mortgages, mortgage

Home Buying Homework

Thinking about buying a home? There’s a lot to know, and the better educated you are, the better able you’ll be to make smart decisions. It all comes down to doing your homework. The U.S. Department of Housing and Urban Development (HUD) makes it a little easier with a comprehensive…Read More

Filed under Buying a home, Home Buyers, Home Tips, Homeowners, Mortgage, Renting on Feb 13,2015 | Tagged in: Department of Housing, Urban Development

Calculate ALL the Costs When Buying a Home

We’ve all done it. We see a home that matches all of our “have to haves.” We go to an online mortgage calculator and figure out if we can afford it. A number appears and our smiles broaden. It’s doable! But, not so fast. There are additional costs that won’t…Read More

Filed under Mortgage on Sep 08,2014 | Tagged in: online mortgage calculator, realtor.com

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