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Vanguard Realty Associates

Vanguard Realty Associates

Mortgage

Surprising Benefits of a VA Loan

If you’re a veteran or are currently active military, we thank you for your service. Another way that America’s shows its appreciation for your service is through the VA Mortgage Loan program. According to Realtor.com, this program helps current and former members of the military have access to homes they…Read More

Filed under Facts, Mortgage on Apr 08,2021 | Tagged in: ,

Closings During COVID-19

If you’ve ever been to a real estate closing, you know the word “close” is what comes to mind.  As in people, close together in a closed room, touching and passing piles of paper. It’s not surprising that during these times of COVID19, safer methods of finalizing a real estate…Read More

Filed under Mortgage on May 08,2020 | Tagged in: , , ,

Time to Refinance?

With today’s low interest rates, you may be wondering if it’s time to refinance your mortgage.  Doing so can offer the potential to decrease your monthly payment, pay off your mortgage sooner, or possibly cash out some of the equity in your home. But refinancing is not free. In fact,…Read More

Filed under Mortgage on Feb 18,2020 | Tagged in: , , , , , ,

Beware a Land Mine

We’ve all had the experience of driving past a beautiful piece of land and thinking how perfect it would be for building a custom home. It might have mature trees, a gorgeous view, a pond or creek, a serene natural setting, or simply an ideal location. The price may seem…Read More

Filed under Mortgage on Jul 24,2019 | Tagged in: , ,

Housing and Mortgage Trends for 2019

The upcoming 2019 housing and mortgage market offers both good news and bad news for buyers and sellers. Sellers will benefit from a continuing rise in home prices, and a short supply of available homes, which can create bidding wars, driving prices even higher.  On the downside, rising mortgage rates…Read More

Filed under Mortgage on Jan 30,2019 | Tagged in: , , , , ,

Mortgages: Don’t Wait for a Better Rate

Mortgage rates are always changing – and even a small change can make a big difference in how much you’ll pay monthly, and over the life of your mortgage.  So far in 2018, rates have been about as predicted, meaning that they are now hovering in the mid-4% range.  It’s…Read More

Filed under Mortgage on Apr 17,2018 | Tagged in: ,

Why Do I Need a Title Company?

When you look at home, you see only what’s on the surface.  What you can’t see is what lies beneath — the history of the home, liens that may have been placed on the home, unpaid taxes or other problems that could jeopardize your financial investment.  If you were to…Read More

Filed under Home Buyers, Mortgage on Mar 14,2018 | Tagged in: ,

Are You Mortgage Ready?

First time home buyer? The first month of the year is the perfect time to resolve to be mortgage ready. There’s a lot to know about applying and qualifying for a mortgage, about types of loans, interest rates and settlement costs. You’ll also want to understand your options in lenders,…Read More

Filed under Buying a home, Mortgage on Jan 10,2018 | Tagged in: , , ,

Is Your Credit Score Ready for Home Buying?

If you’re thinking of buying a home, this spring or anytime, it’s a good idea to know your credit score. That’s because a good score is essential when it comes to securing a mortgage. In fact, if your score is below 600, you may not qualify. This helpful article by…Read More

Filed under Mortgage on May 23,2017 | Tagged in: , ,

Cold Weather is a Hot Time to Buy a Home!

Sue Leonard Photography—Shutterstock Spring is traditionally the busiest time of year for buying and selling real estate. But, according to Sara Max, writing for Money.com, if you want to get the best deal and avoid a bidding war, the cold weather months are a great time to search for and…Read More

Filed under Buying a home, Home Buyers, Homeowners, Mortgage on Jan 11,2017 | Tagged in: , ,

Testimonials

We found great comfort in the communication from your team, especially once we moved across the country. The weekly status reports that included feedback from the showing agent were very helpful. Search for a home today

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