Why Do I Need a Title Company?

Filed under Home Buyers, Mortgage on Mar 14,2018 | Tagged in: real estate finance, title company

When you look at home, you see only what’s on the surface.  What you can’t see is what lies beneath — the history of the home, liens that may have been placed on the home, unpaid taxes or other problems that could jeopardize your financial investment.  If you were to take ownership of the property without knowing about these issues, you could become responsible for them as the new owner.  A title company conducts a search of your home’s property and identifies possible problems so they can be resolved prior to settlement. When all of the research has been conducted, the results will be presented, and title insurance will be issued to protect against future claims against the title.  In addition, your title company will coordinate the formal closing on your home.  To learn more about how a title company works to protect you, read this article from Zillow.  You’ll see how the expertise of a title company can provide you with peace of mind.   For even more peace of mind, be sure to partner with an expert real estate professional when searching for a home.  Vanguard Realty Associates offers a whole team of them and we’re ready to help!