Blog Archives

When Will Prices Drop?

A potential drop in home prices is on the minds of both buyers and sellers. According to Forbes Advisor, home prices have continued to surge despite higher mortgage rates and an increase in housing supply – factors that typically put downward pressure on home prices. Today’s numbers still show the…Read More

Filed under Home Buyers, Homeowners on Aug 30,2022 | Tagged in: buying tips, home prices, mortgage

Appraisal Gap Strategies

In today’s housing market, homes often sell for more than their appraised value. When this occurs an “appraisal gap” often results, creating mortgage issues for the buyers. That’s because a bank typically only lends funds based on the appraised value. So, for example, if you agree to buy a home…Read More

Filed under Home Buyers on May 10,2022 | Tagged in: appraisal gap, house market, mortgage

Down Payment Savings Not Keeping Up?

Trying to save for a down payment in today’s housing market can feel like chasing a finish line that keeps moving further and further away. That’s because housing prices keep going up, requiring you to constantly save more money for the home you have in mind. According to Bankrate.com, there…Read More

Filed under Buying a home on Nov 30,2021 | Tagged in: down payment, homeowner assistance grants, mortgage

Time to Refinance?

With today’s low interest rates, you may be wondering if it’s time to refinance your mortgage. Doing so can offer the potential to decrease your monthly payment, pay off your mortgage sooner, or possibly cash out some of the equity in your home. But refinancing is not free. In fact,…Read More

Filed under Mortgage on Feb 18,2020 | Tagged in: cheap homes, Justin Pritchard, low interest rates, money, mortgage, refinance, saving money

Mortgages: Don’t Wait for a Better Rate

Mortgage rates are always changing – and even a small change can make a big difference in how much you’ll pay monthly, and over the life of your mortgage. So far in 2018, rates have been about as predicted, meaning that they are now hovering in the mid-4% range. It’s…Read More

Filed under Mortgage on Apr 17,2018 | Tagged in: mortgage, Mortgage rates

Is Your Credit Score Ready for Home Buying?

If you’re thinking of buying a home, this spring or anytime, it’s a good idea to know your credit score. That’s because a good score is essential when it comes to securing a mortgage. In fact, if your score is below 600, you may not qualify. This helpful article by…Read More

Filed under Mortgage on May 23,2017 | Tagged in: credit scores, mortage rates, mortgage

Own a Home, Lower Your Taxes

It’s tax time – everybody’s favorite season! OK, that’s a stretch. But, if you own a home, there are tax deductions and tax reduction strategies that can make you feel a bit better. Have mortgage insurance? You can deduct it. Interest paid? Deduction! Property tax? Cha-ching! For more info on…Read More

Filed under Homeowners, Mortgage, Taxes on Feb 17,2016 | Tagged in: home tax deductions, Home Taxes & Financing, Houselogic.com, mortgage, mortgage insurance, tax deductions, taxes, Taxes & Incentives

Need a Housing Houdini?

Image Source/Getty Images Need to escape a house you can’t afford? There are plenty of reasons your home may be making you feel like a financial prisoner. If you purchased a home during the market crash, your home value may still be less that you paid for it. Maybe you…Read More

Filed under Home Buyers, Home Tips on Nov 12,2015 | Tagged in: financial real estate, financial tips, mortgage, mortgage options, realtor.com

Mortgage Madness

What do buying a home in April and college basketball have in common? You’ll be following a bouncing ball on the courts and you’ll need to decide if you want a bouncing mortgage rate (an ARM), or a slam dunk (fixed rate). Both offer advantages, and a number of choices.…Read More

Filed under Home Buyers, Mortgage on Apr 01,2015 | Tagged in: Adjustable Rate Mortgage, ARM, fixed rate mortgage, fixed rate mortgages, mortgage

Mortgage Rates are Low – Time to GO!

Mortgage interest rates are still incredibly low, making now a smart time to go for that bigger, better or newer home you’ve been dreaming about! When it comes to how much home you can afford, the interest rate, the mortgage term and other factors will need to be considered. A…Read More

Filed under Mortgage on Jun 02,2014 | Tagged in: Home Affordability Calculator, mortgage, Mortgage rates, Mortgage Term Comparison calculator, National Association of Realtors

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