Vanguard Realty Associates

Vanguard Realty Associates


Time to Refinance?

Filed under Mortgage on Feb 18,2020 | Tagged in: , , , , , ,

With today’s low interest rates, you may be wondering if it’s time to refinance your mortgage.  Doing so can offer the potential to decrease your monthly payment, pay off your mortgage sooner, or possibly cash out some of the equity in your home. But refinancing is not free. In fact, it will cost you money in closing costs and fees. How do you know if it’s a smart financial move?  Read this article from The Balance written by Justin Pritchard. It offers helpful information about determining your breakeven point, understanding the pros and cons of adjustable rate vs. fixed rate mortgage options, reducing your mortgage term, and possible red flags that could indicate that a refinance is not in your best interest.

If saving money and reducing costs is your goal, you might also consider the financial benefits of moving to a smaller or less expensive home.  If that’s an option you’re considering,  give the Vanguard Realty Associates team a call!

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THANK YOU for all you guys did to help us find a home and go thru a smooth settlement. We appreciate the time and patience that you showed us as well as the individualized attention. Thank you for making this all possible for us. If we ever know anyone that is trying to find a home we will gladly recommend you. You guys are the best! Search for a home today

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