Vanguard Realty Associates

Vanguard Realty Associates


Time to Refinance?

Filed under Mortgage on Feb 18,2020 | Tagged in: , , , , , ,

With today’s low interest rates, you may be wondering if it’s time to refinance your mortgage.  Doing so can offer the potential to decrease your monthly payment, pay off your mortgage sooner, or possibly cash out some of the equity in your home. But refinancing is not free. In fact, it will cost you money in closing costs and fees. How do you know if it’s a smart financial move?  Read this article from The Balance written by Justin Pritchard. It offers helpful information about determining your breakeven point, understanding the pros and cons of adjustable rate vs. fixed rate mortgage options, reducing your mortgage term, and possible red flags that could indicate that a refinance is not in your best interest.

If saving money and reducing costs is your goal, you might also consider the financial benefits of moving to a smaller or less expensive home.  If that’s an option you’re considering,  give the Vanguard Realty Associates team a call!

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"I worked with Donna Brun for the past year to sell my home in Cold Point Manor. The real estate market has not be optimal for sellers. I have to share it was a pleasure to work with Donna. Her commitment and honesty were important to me. She cares about the work she does each day which I find so valuable and refreshing in business today. I would highly recommend Donna Brun to help you with your real estate needs." - Scott Passman

Scott Passman


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