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County Loans for First-Time Home Buyers

Filed under Home Buyers on Dec 24,2019 | Tagged in: , , , , ,

If you have not owned a home in the last three years, you could receive up to $10,000 for closing costs from Bucks, Chester, Delaware or Montgomery Counties to help you buy a home in one of those counties. 

Eligibility depends on income and other factors, and the funds may be in the form of a low or no-interest loan.  The loan may need to be repaid if the home is sold, or the loan could be forgiven if you stay in the home for a certain number of years.  Key to all of the programs is a required counseling session to help buyers learn about credit, budgeting, saving, ownership tips and criteria for loan approval.  If the challenge of saving for a down payment is holding you back from considering a home purchase, this program is definitely worth reviewing.  

To learn more, read this article by Michaelle Bond in the Philadelphia Inquirer.  Also, get in touch with Vanguard Realty Associates.  We’ll help you better understand housing prices and down payment requirements, so you can realize your dream of home ownership.

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